Critical Contrast: Logansport Financial (LOGN) & NASB Financial (NASB)

Logansport Financial (OTCMKTS:LOGN) and NASB Financial (OTCMKTS:NASB) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, valuation, analyst recommendations, risk, institutional ownership, profitability and earnings.

Analyst Recommendations

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This is a breakdown of current recommendations and price targets for Logansport Financial and NASB Financial, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Logansport Financial	0	0	0	0	N/A
NASB Financial	0	0	0	0	N/A

Earnings and Valuation

This table compares Logansport Financial and NASB Financial’s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Logansport Financial	$7.86 million	3.19	$1.99 million	N/A	N/A
NASB Financial	N/A	N/A	$29.13 million	N/A	N/A

NASB Financial has lower revenue, but higher earnings than Logansport Financial.

Dividends

Logansport Financial pays an annual dividend of $1.40 per share and has a dividend yield of 3.5%. NASB Financial pays an annual dividend of $2.00 per share and has a dividend yield of 5.0%.

Risk & Volatility

Logansport Financial has a beta of 0.19, indicating that its stock price is 81% less volatile than the S&P 500. Comparatively, NASB Financial has a beta of -0.02, indicating that its stock price is 102% less volatile than the S&P 500.

Profitability

This table compares Logansport Financial and NASB Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Logansport Financial	27.67%	N/A	N/A
NASB Financial	N/A	N/A	N/A

Institutional and Insider Ownership

0.3% of NASB Financial shares are owned by institutional investors. 17.4% of Logansport Financial shares are owned by company insiders. Comparatively, 47.0% of NASB Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

About Logansport Financial

Logansport Financial Corp. operates as the holding company for Logansport Savings Bank, FSB that provides a range of banking and financial services to individual and corporate customers primarily in the Cass County, Indiana. Its personal banking products and services include checking accounts, rite accounts, NOW accounts, savings accounts, health savings accounts, certificates of deposit, and individual retirement accounts; mortgage loans, loans for single family and multi-family dwellings, home improvement loans, construction loans, commercial buildings loans, farm loans, consumer loans, education loans, and car loans; and Internet and mobile banking services. The company also provides business and commercial checking accounts, commercial savings accounts/certificates of deposit, commercial sweep accounts, ACH debit/credit capabilities, electric federal tax payment systems, remote banking and merchant card services, wires, coin services, night deposit bags, money market accounts and certificates, remote deposit banking, and e-statements; and business Internet banking services. In addition, it offers revolving or seasonal lines of credit, term loans for equipment, commercial real estate mortgages for expansion or acquisition, equipment leasing, commercial letters of credit, and guaranteed loans, as well as agricultural loans. The company was founded in 1925 and is based in Logansport, Indiana.

About NASB Financial

NASB Financial, Inc. operates as the unitary thrift holding company for North American Savings Bank, F.S.B. that provides various banking services in the United States. The company accepts a range of deposit products, which include demand deposit accounts, savings accounts, money market demand accounts, brokered accounts, and certificates of deposit. Its loan portfolio comprises mortgage loans secured by multifamily, construction, development, and commercial real estate properties; construction and land development loans; residential and business property loans; non-mortgage commercial and installment loans; and lease financing. The company operates 11 branch offices, 3 loan origination offices, and 1 customer service office. The company was founded in 1927 and is headquartered in Grandview, Missouri.